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Louisiana Personal Injury Claim and Car Accident Claim Values

If you were recently injured in an automobile collision or slip and fall accident, you may be wondering: How much is my case worth?  Who is responsible for my damages? In a previous video, I discussed who is responsible for paying damages after an auto wreck or other personal injury accident.  This article will discuss how

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Making Injury Claims on Louisiana Homeowners Insurance Policies

If you have been injured in someone’s home, you may make a claim against the home’s insurance policy.  The owner of the home is referred to as the “insured” in a homeowners policy.  A typical homeowners insurance policy provides liability coverage to the insured when someone not living with the insured is injured on the

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Calling the Police After an Eastbank or Westbank Car Accident

It is always a good idea to call the police after a car accident.  Police serve an important role in the documentation process after an accident and help keep involved parties safe. Officers responding to automobile collisions will interview the involved parties. The interview process can give insurance companies and lawyers an idea about who

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Uber and Lyft Vehicles Are Considered Common Carriers in Personal Injury Cases

In Louisiana, a common carrier by motor vehicle is defined essentially as a person in the business of transporting persons or property for compensation and available to the public generally. See CTS Enterprises, Inc. vs. Louisiana Public Service Commission, 540 So. 2d 275 (La. 1989). Thus, Uber vehicles and Lyft vehicles are considered common carriers.

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Value of Bulging or Herniated Discs in Louisiana Car Collision Cases

My Louisiana car collision clients often ask me: “How much is my case worth if I have a herniated or bulging disc?” Clients discover these injuries after undergoing MRI testing. Our spines are comprised of vertebrae (bones) that are separated by intervertebral bodies, which are jelly cushions. These bodies can become damaged due to trauma,

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Phantom Vehicles or Miss and Runs, and Louisiana’s UM Law: La. R.S. 22:1295

Louisiana’s uninsured/underinsured motorist (UM) law is contained in La. R.S. 22:1295.  UM coverage can be utilized to pay damages when a person is injured in a car accident caused by an uninsured or underinsured driver.  But what happens when the offending driver flees the scene after the accident? In such a case, the fleeing vehicle

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UM Insurance Policy

Common Exclusions in Louisiana Uninsured/Underinsured Motorist (UM) Policies and How to Deal with Them

Louisiana attorneys handling personal injury claims against uninsured/underinsured motorist (UM) carriers will often encounter “exclusions” to coverage found in the insurance policies issuing UM coverage.  However, not all exclusions are valid.  Some violate public policy, and some are not written narrowly and clearly enough.  The following sections should help attorneys and insureds evaluate and handle

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Personal Injury Car Insurance Policy

Louisiana Lawsuits to Enforce UM Benefits: Venue, Proper Defendants, Bad Faith and Prescription

  An attorney or personal injury victim representing him or herself should keep several factors in mind when filing a lawsuit against an insurance company to enforce UM benefits. Venue A lawsuit against a UM carrier must be filed in a proper venue (parish).  A lawsuit against a UM carrier is to enforce rights under

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