If you are injured in a car accident caused by an uninsured or underinsured driver, you will likely be entitled to uninsured/underinsured motorist coverage (UM) if you purchased it. Your UM insurer owes you a duty of good faith and fair dealing. Jones v. Johnson, 45,847 (La. App. 2 Cir. 12/15/2010), 56 So. 3d 1016, 121. […]
Unconditional Tenders and Uninsured/Underinsured Motorist (UM) Coverage Read More »
Surveillance after an accident is a real possibility. Insurance companies use surveillance investigators to video or picture plaintiffs (i.e., accident victims making claims) as part of their investigation process. The purpose is to determine if a plaintiff is as hurt and disabled as he or she claims to medical professionals. Surveillance is an attempt to
The Threat of Surveillance after a Personal Injury Accident Read More »
I have posted previous articles about the post-crash investigation an accident victim should do. My tips included obtaining insurance information from all involved drivers. I cannot stress enough how important it is to obtain the other driver’s insurance information. This is also the case for pedestrian accidents: If you were hit as pedestrian or bicyclist
The Importance of Obtaining Insurance Information After An Automobile Accident Read More »
Typically when you are hurt on the job, your only recourse against your employer is under the Louisiana Workers’ Compensation Act. See La. R.S. 23:1031. You cannot typically sue your employer for tort damages like pain and suffering when you are hurt on the job. See La. R.S. 23:1032. Your only remedy against your employer
Making A Claim Against Your Employer’s Automobile Insurance Company for UM: Yes You Can! Read More »
Motor vehicle accidents are a leading cause of death of those aged between 1-54 according to the CDC. A total of 21,022 passenger vehicle occupants died in motor vehicle traffic crashes in 2014. According to the National Highway Traffic Safety Administration, seatbelts reduce serious crash-related injuries and deaths by about half. Furthermore, seat belts saved
Wear Your Seatbelt in Louisiana Please Read More »
Louisiana’s roads and highways are intended for vehicles to travel forward. Motorists should not back down a road or highway unless it is absolutely necessary. However, when it is becomes necessary to back down a street, for example, the driver should exercise a high degree of care. La. R.S. 32:281(A) states: The driver of a
Louisiana’s Traffic Law Regarding Backing on Roads and Highways Read More »
In Jefferson Parish, emergency vehicles do not have to follow posted speed limits when responding to an emergency. Sec. 36-52. For instance, a fire truck responding to a fire can disregard the speed limit as long as its lights and sirens are activated. However, the exemption is limited. Sec. 36-52 states in part: This exemption
Emergency Vehicles: Limited Immunity, Speeding, and Driving Recklessly Read More »
Regardless of a posted speed limited in Jefferson Parish, drivers are required to slow their speeds based on attending circumstances. For example, if a driver sees an accident occur ahead in the right lane of a two-lane road, he has a duty to drive safely to prevent another accident. This may require him to move
General Speed Law in Jefferson Parish Read More »
To repair damages after automobile accidents, insurance claims should be started. If the other driver was at fault, a claim against that driver’s insurance carrier can be started for property damage and personal injuries. However, you may want to start a claim against your own insurance company for UM benefits. I have written a separate
How to Start a UM Claim after a Louisiana Car Accident Read More »
To repair damages after automobile accidents, insurance claims must be started. If the other driver was at fault, a claim against that driver’s insurance carrier can be started for property damage and personal injuries. I have written a separate article for starting claims against uninsured motorist insurance when UM is available. A driver can make
How to Start a Liability Insurance Claim for a Louisiana Car Accident Read More »
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