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Louisiana Drivers Entering A Road From A Driveway Or Parking Lot Have High Duty of Care

Drivers entering a road or highway from a driveway, parking lot, private property, etc. have a duty to yield the right-of-way to traffic in transit on the road or highway that they are entering. The rule is expressed in Louisiana Revised Statute 32:124, which states: The driver of a vehicle about to enter or cross […]

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Making Injury Claims, Even If You Did Not Feel Hurt The Day of The Accident

After an automobile accident, you may not feel pain immediately. This may have to do with the stress, excitement and adrenaline accidents cause. Accident victims often tell the investigating police officer that they were not hurt in the accident and refuse EMS treatment. However, this does not mean that an injury was not suffered. In

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Seven Tips to Follow after a Car Accident

Louisiana insurance companies aggressively defend car accident cases. So, act quickly to protect your rights and strengthen your personal injury case. Some useful tips are: 1) Do not move the involved vehicles from the scene, if possible. The position of vehicles after a car or truck accident says a lot about how the accident happened.

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Phantom Vehicles or Miss and Runs, and Louisiana’s UM Law: La. R.S. 22:1295

Louisiana’s uninsured/underinsured motorist (UM) law is contained in La. R.S. 22:1295.  UM coverage can be utilized to pay damages when a person is injured in a car accident caused by an uninsured or underinsured driver.  But what happens when the offending driver flees the scene after the accident? In such a case, the fleeing vehicle

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Personal Injury Car Insurance Policy

Louisiana Lawsuits to Enforce UM Benefits: Venue, Proper Defendants, Bad Faith and Prescription

  An attorney or personal injury victim representing him or herself should keep several factors in mind when filing a lawsuit against an insurance company to enforce UM benefits. Venue A lawsuit against a UM carrier must be filed in a proper venue (parish).  A lawsuit against a UM carrier is to enforce rights under

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Medical Payments (Med Pay) and the Timeline to Pay In Louisiana Insurance Claims

Louisiana automobile insurance companies have 30 days after receiving satisfactory proof of loss to make unconditional tenders in UM claims.  See La. R.S. 22:1892.  This same timeline governs Medical Payments or Med Pay claims.  Med Pay is coverage for medical bills arising out of an auto accident.  Generally, this coverage, when purchased, covers the insured’s

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Car Insurance Policy Form

Be Careful of the Regular Use Exclusion in Louisiana Uninsured/Underinsured Motorist (UM) Claims

Uninsured/underinsured insurance (UM) follows the insured not the insured’s vehicle in Louisiana.  This means that if you purchased UM on your vehicle’s automobile insurance policy, your UM will cover you even when you are injured outside of the vehicle that you insured. For example, if you are injured in a Metairie car accident while riding

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