Urgent Care vs. Emergency Room after an Accident: Which One Is Better?

Emergency Rooms are the proper place to go when life-threatening health conditions and accidents occur. But Emergency Room visits are expensive, especially when the patient does not have health insurance. In many Louisiana auto accident cases, the available car insurance to pay injury-related claims will not exceed $15,000.00 per person. High Emergency Room bills will […]

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Differences Between Louisiana Med Pay Coverage and UM Insurance Coverage

Louisiana law, UM insurance coverage

Med Pay coverage is optional coverage on auto insurance policies. Med Pay can be used after an accident to pay medical bills of people in the vehicle with Med Pay coverage. Med Pay coverage is usually written in amounts of $500, $1,000 or $5,000. Fault does not matter when utilizing Med Pay. In other words,

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Medical Payments (Med Pay) and the Timeline to Pay In Louisiana Insurance Claims

car accidents, Louisiana law, medical treatment, UM insurance coverage

Louisiana automobile insurance companies have 30 days after receiving satisfactory proof of loss to make unconditional tenders in UM claims. See La. R.S. 22:1892. This same timeline governs Medical Payments or Med Pay claims. Med Pay is coverage for medical bills arising out of an auto accident. Generally, this coverage, when purchased, covers the insured’s

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Med Pay

Urgent Care vs. Emergency Room after an Accident: Which One Is Better?

Differences Between Louisiana Med Pay Coverage and UM Insurance Coverage

Medical Payments (Med Pay) and the Timeline to Pay In Louisiana Insurance Claims

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