An insurance adjuster is a representative of an insurance company that is assigned to handle claims on behalf of the insurance company made by people alleging that the insurance company owes them benefits or is required to pay for damages. Adjusters evaluate claimants’ claims for damages and benefits and decide whether or not […]
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People file lawsuits against other people typically because they have a disagreement between them that they cannot resolve on their own and would like a judge or jury to decide which person is right. A common type of lawsuit is one filed to address a disagreement after a car accident. One of the drivers may
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The minimum auto liability limits in Louisiana as of 2019 are 15/30/25. That means that the most a person can recover for his or her bodily injury under a minimum liability policy is $15,000. The most a minimum liability policy will payout for a single car accident in bodily injury is $30,000 total no matter
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If you have been injured in someone’s home, you may make a claim against the home’s insurance policy. The owner of the home is referred to as the “insured” in a homeowners policy. A typical homeowners insurance policy provides liability coverage to the insured when someone not living with the insured is injured on the
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To repair damages after automobile accidents, insurance claims must be started. If the other driver was at fault, a claim against that driver’s insurance carrier can be started for property damage and personal injuries. I have written a separate article for starting claims against uninsured motorist insurance when UM is available. A driver can make
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“BI limits” are the limits of coverage under a policy for bodily injury. BI limits in Louisiana policies are usually described using two numbers, like 15/30, 25/50, 50/100 or 100/300. The first number describes how many thousands of dollars are available per person per accident. The second number describes how many thousands of dollars are
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